Sustainability
What does sustainability mean to us?
Sustainability is an integral part of everything we do, both at a strategic level and in our everyday decisions. We know that we are responsible for how our activities affect the environment and the entire society. And we are doing everything we can to change both for the better.
Our ambition is to set an example. Across our entire Group, we strive to support and develop communities within our company and in its surroundings, from employees to disadvantaged groups.
At the same time, we keep pace with regulations and market developments, monitor our progress on specific ESG targets, and work with our loan portfolio to achieve zero emissions financing by 2050.
And what exactly is the situation in Czechia and Slovakia?
We rely on three main pillars, complemented by a clearly defined management structure and consideration of ESG risks:
ESG financing and client support
- Supporting projects with a positive social and environmental impact.
- Reducing financing of emissions with the goal of Net Zero.
- Helping clients find sustainable solutions and offering digital investment solutions.
Our own responsible operations
- Switching to renewable energy sources and reducing our carbon footprint.
- Optimising electricity consumption to be more efficient.
Our people and communities
- Educating our employees on ESG, diversity, equality, and inclusion.
- Supporting financial education and other educational activities.
- Creating an inclusive, health and wellbeing supportive environment at work.
- Being actively involved in supporting our communities..
- All of this is firmly anchored in our corporate governance principles, which ensure the transparency and credibility of our sustainability efforts.
Take a look at the products we offer
Individuals and entrepreneurs
We believe that sustainability should be beneficial for people. That is why we offer our clients better terms on loans for environmentally or socially beneficial projects. For example, for your first home, insulating your house, or purchasing low-energy property.
We also offer investments in ESG funds that comply with sustainable business rules.
Corporate clients
For us, sustainable business isn't just about green investments or financing our clients' responsible goals. We also offer expert advice and training programmes for anyone who wants to fully transition to a sustainable economy. Thanks to personal meetings, regional events and popular webinars, we are able to provide effective assistance throughout the country.
In addition, we support electromobility, charging stations and photovoltaic systems with favourable loans and leasing.
Take a look at what we do in each area
Environmental responsibility
The environment is vital to us. We invest in sustainable technologies, use less and less paper, which is 100% recycled, and carefully sort everything from organic waste to metals. We support electric mobility, but also people who cycle or run to work. What's more, we also help out as volunteers.
Social Responsibility
We want the people around us to have a better life. We support local and national charities, help communities in our neighbourhood, and teach financial literacy to children and young people in schools. We donate not only money, but also our time and commitment as volunteers and lecturers.
Corporate governance and regulation
We believe that a well-informed client is a satisfied client. Therefore, we naturally share all important information with our customers, as required by law. In addition, we regularly inform them about opportunities for sustainable and socially responsible investing. So that together we can contribute to a better future.
Diversity, equality & inclusion
Diversity and inclusion are not foreign concepts to us – quite the contrary. They are inherent to our culture. We support part-time work, equal pay, parents, the LGBTQ+ community and colleagues with disabilities. So that everyone feels respected, valued and has the same opportunity to grow,. Rregardless of age, gender, health or life situation.
CSRD report
Our 2024 Annual Report includes a Sustainability Report prepared in accordance with the EU Directive on corporate sustainability reporting (CSRD).
It contains our thorough assessment of double materiality, which helped us determine which ESG issues are most important for our business and our partners. It also provides information on how we are performing in terms of sustainability according to European sustainability reporting standards (ESRS).
